Find a Mortgage Consultant

The members of our management team have an average 25 years experience in mortgage lending. We guarantee our Mortgage Consultants will provide unparalleled service.

Fidelity Mortgage, Inc. employs the best residential mortgage experts to make your home buying experience as easy as possible.

 

 

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loan programs

We offer a multitude of products to fit your needs and budget.

 

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Find a mortgage Consultant

Speak with a mortgage expert now.

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locate a branch

We will always strive to exceed expectations and view each Customer as an opportunity to demonstrate excellence.

Fannie Mae and Freddie Mac

 

In the United States, a conforming loan is a mortgage loan that conforms to Government Sponsored Enterprises (GSE) guidelines. In general, any loan which does not meet guidelines is a non-conforming loan. A loan which does not meet guidelines specifically because the loan amount exceeds the guideline limits is known as a jumbo loan.

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Sky is the Limit

 

In the United States, a jumbo mortgage is a mortgage loan in an amount above conventional conforming loan limits.

 
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Easy Qualification, Little Money Down

 

FHA (Federal Housing Authority) loans are government backed loans designed to give people with less than outstanding credentials the opportunity to own a home. At Fidelity Mortgage Inc we meet the government minimum standards unlike many big banks. Our minimum FICO® score is 530 for this product.  With approved credit we require as little as 3.5% down. 

 

 
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We understand the sacrifice that veterans and their families make. Please give us the privilege of assisting you in your home buying process.

 

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA).

 

Opportunity Exists

 

A refinance is a loan obtained on a property that pays off its existing mortgage. May also be used to receive cash for the equity in your home.You can refinance your current mortgage with one of our many loan options to find even more fantastic loan options, and you can feel confident in your refinancing decisions with step-by-step guidance from an experienced Mortgage Consultant

Live How You See Fit

 

A construction loan is any loan where the proceeds are used to finance construction of any kind.

 

Freedom to Thrive

 

A reverse mortgage is a loan for seniors age 62 and older. Home Equity Conversion Mortgage (HECM) reverse mortgage loans are insured by the Federal Housing Administration (FHA) and allow homeowners to convert their home equity into cash with no monthly mortgage payments.

 
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Progressive, Fair, Opportunity

 
  • 12-24 Months Bank Statement Programs for Self Employed borrowers
  • As low as 500 credit score (FICO®) products available
  • One day out of bankruptcy, foreclosure, and short-sale
  • Asset depletion programs for non-owner occupied subject properties
  • Manufactured home financing available

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Testimonials

 

"I have known Peter Smith for over a decade. His knowledge in the mortgage business is outstanding. He has never failed in securing a loan for me or to any of the clients that I have worked with as their Realtor. Impeccable work ethics; he goes above and beyond to explain the mortgage loan process if a buyer has any trouble understanding it. Peter is responsive and quick to return calls or emails, always available to answer questions. His honest professionalism is one of his many great qualities, always looking out for the client's best interest. I recommend Peter Smith to every person I know who is in need of financing a home. He is my #1 choice, I would not go anywhere else for a mortgage loan."

CAROLINA INMAN, Realtor

Keller Williams Jupiter, FL

 

"I am pleased to endorse Chris Tolbert. Chris began his career in the Mortgage Banking business when I hired him in 2014. He quickly rose from entry level employee to becoming a valuable asset to my team where he assisted in all functions in the originations and capturing of over 20 million in monthly loan production.

During that time, Chris proved to be a competent, dedicated, and ethical employee whose proficiency served our staff at AWM well. Very rarely have I seen someone with the maturity and ability that he possess during my 20 + years in the business...."

KARL D. HOLT

President Golden Bear Capital Inc. Las Vegas, NV

 

"My name is Svetlana Nemeroff, I am an attorney and a title agent. Recently, I had the opportunity to work with Peter Smith and Nicole Kelleher on the closing in Martin County. I was impressed with professionalism of this team. It is always enjoyable to work with people who knows what they are doing, communicate extremely well, respect your time and efforts, do everything in order to have smooth and successful transaction."

Sincerely,                                     

SVETLANA Z. NEMEROFF, Title Insurance/ Real Estate/ Title Insurance

Law Offices of Svetlana Z. Nemeroff  Stuart, FL                 

 

"I have personally known & worked with the Fidelity Mortgage, Inc. Executive Team for over 10 years and I've always been impressed by their capabilities and creativity when it comes to my clients overall mortgage needs.  All of our agents have great faith in their process and ability to get the job finished."

MAUREEN "MO" BOURNE, Realtor

Bex Realty, Palm Beach Gardens, FL

Think of Us as a Bank MINUS the Red Tape

 

We offer a multitude of commercial lending options.

Property Types

  • Office
  • Warehouse
  • Retail
  • Mixed Use Properties
  • Medical/Dental

Eligible Project Costs

  • Purchase (Building and Land)
  • Refinance
  • Soft / Closing Costs
  • Tenant Improvements
  • FF&E

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